For SROs & partners
The Helix rails — wrapped for remittance operators, MSBs, and payment service providers who need stablecoin settlement without building a crypto stack.
Who Helix is for
🌍
Small Remittance Operators (SROs)
Independents moving £10k-£500k/month per corridor. Today they lose 30-50% of margin to SWIFT/SEPA fees and FX. Helix gives them USDC settlement with sub-cent fees and 2-second finality.
🏦
Money Service Businesses (MSBs)
FCA-registered or equivalent. Want to add stablecoin corridors without taking on-chain custody, smart-contract risk, or Travel Rule compliance themselves.
💱
Payment Service Providers
B2B payment companies processing $1M-100M/month per corridor. Need a partner-network settlement layer that doesn't depend on correspondent banks.
🏢
APAC & LATAM fintechs
Companies serving the diaspora flow inbound to the US, UK, EU. We provide the on-chain leg; you provide the local on/off-ramp.
The unit economics (UK→India, illustrative)
| Cost line | Today (SWIFT) | With Helix |
|---|---|---|
| Correspondent bank fee | £0.50-2.00 | £0.00 |
| SWIFT message fee | £1.50-3.50 | £0.00 |
| FX margin (2-3% spread) | £4-6 | £0.30-0.50 (BVNK) |
| L2 gas (Base, 1 transfer) | — | £0.001 |
| Helix platform fee | — | 0.4% (= £0.80 on £200) |
| Total cost on £200 transfer | £6-11 (3-5%) | £1.10-1.30 (0.5-0.65%) |
| Settlement time | 2-5 business days | 2 seconds |
Illustrative. Exact numbers depend on corridor, partner, and volume tier. We're happy to model specific routes with you.
What we provide
🔌
White-label UI
Claim-link UX, branded with your colours. Embed in your app or web flow. No need to build a crypto wallet from scratch.
🔐
Custody-light wallet infra
Hot-wallet orchestration on Base. Sender signs locally; we never see keys. We provide the signing infra and the smart-contract escrow, you keep control of treasury.
💸
Fiat on/off-ramp integration
Pre-integrated with BVNK (UK EMI, FCA-registered) for GBP↔USDC. Other corridors (EUR, INR, PHP) coming through additional partner integrations.
🛂
Travel Rule + sanctions
Notabene VASP network integration. OFAC / OFSI / EU list screening on every claim. SAR filing on your behalf via our compliance partner.
📊
Dashboard + API
Real-time claim tracking, settlement status, recipient notification, refund tools. REST API + webhooks.
🧪
Sandbox + testnet
Get a test API key, integrate in a day, run 100 free test transactions, then go live with one env var change.
What we don't provide
We don't (yet) provide the following. If your business needs them, we're happy to recommend partners:
- Direct fiat-to-fiat settlement (we do fiat↔USDC; you do USDC↔local fiat on your side).
- Issuing our own stablecoin (we use USDC, by Circle, on Base).
- FX (we do USDC only; your partner handles GBP→INR etc.).
- Custody of customer funds (we don't hold funds at any point).
Integration timeline (typical)
| Phase | What you get | Timeline |
|---|---|---|
| Sandbox | Test API key, white-label UI, 100 free test claims on Base Sepolia | Day 1 |
| Pilot | Production keys on Base mainnet, 1 corridor live, 5-10 real users | Week 1-2 |
| Compliance | KYB pack, AML/CFT review, BVNK partner application, FCA Financial Promotions if needed | Week 2-4 |
| Production | Full live traffic, per-tx pricing, 24/7 support | Week 4-6 |
Pricing
Volume-based. Indicative tiers for a UK-licensed partner processing £100k-£1m/month per corridor:
- 0.4% per settled transfer (B2B partner pricing; below consumer-direct).
- £0 gas pass-through for transfers < £1,000 (we subsidise from our 0.4%).
- £500/month minimum for production access.
- Custom pricing for >£1m/month per corridor.
Next step
Email hello@helix.money with:
- Your company name and jurisdiction
- The corridor(s) you're interested in (e.g., UK→India)
- Monthly volume (rough order of magnitude)
We respond within 1 business day with a sandbox key, a sample API spec, and a 30-minute call to scope the integration.